body{
font-family: garamond, arial, sans-serif;
color: #000000;
background-color:#FFFFFF;
margin-left:5px;
margin-top:0px;
margin-right:5px;
margin-bottom:5px;
}

h1{
margin-top:5px;
margin-bottom:20px;
font-size: 30pt; 
Font-family: Times New Roman;
}

h3{
margin-top: 0em;
margin-bottom: 0em;
font-size: 15pt;
font-family: Times New Roman;
}

p, td{
color: black;
font-size: 11pt;
margin-right: 10pt;
margin-bottom: 5pt;
}

p{
margin-top: 15pt;
margin-left: 5pt;
}

a:link{
color: #0066CC;
background: transparent;
text-decoration: underline;
}

a:visited{
color: #CC0066;
background: transparent;
text-decoration: underline;
}

a:active{
color: purple;
background: transparent;
text-decoration: none;
}

a:hover{
color: purple;
background: transparent;
text-decoration: underline;
}

* {
padding:0; margin:0
}

.dropdown {
float: left; 
padding-right: 15px;
padding-bottom: 15px
}

.dropdown dt {
width: 188px; 
border: 2px solid #9ac1c9; 
padding: 8px; 
font-weight: bold; 
cursor: pointer; 
background:url(header.gif)
}

.dropdown dt:hover {
background:url(header_over.gif)
}

.dropdown dd {
position: absolute; 
overflow: hidden; 
width: 208px; 
display: none; 
background: #fff; 
z-index: 200; 
opacity: 0; 
border: 0
}

.dropdown ul {
width: 204px; 
border: 2px solid #9ac1c9; 
list-style: none; 
border-top: none
}

.dropdown li {
display: inline
}

.dropdown a, .dropdown a:active, .dropdown a:visited {display:block; 
padding: 5px; 
color: #333; 
text-decoration: none; 
background: #eaf0f2; 
width: 194px
}

.dropdown a:hover {
background: #d9e1e4; 
color: #000
}

.dropdown .underline {
border-bottom: 1px solid #b9d6dc
}

.dropdown .top {
display: block; 
padding: 0px; 
color: #333; 
text-decoration: none; 
border-bottom: 0px solid #b9d6dc
}